Terms and Conditions
Last updated: January 1, 2025
Options AI, Inc. is a financial technology company providing informational, educational and analytical trading tools designed solely to inform and educate investors in making their own investment decisions. Options AI, Inc. is not a broker-dealer and does not provide securities trading or brokerage services.
As used in these Terms & Conditions, “Options AI” (or “we”, “us”, “our”) means Options AI, Inc., its services and the services of its subsidiaries and affiliates. The words “you”, “your”, “user”, or “subscriber”, means you as the individual or entity using any website, mobile application, tool, content or service provided by Options AI.
Options AI provides access to certain tools and content without charge and without registration. Certain other tools and content may only be accessed through a paid subscription service. Subscribers are required to provide a full legal name, valid email address, phone number, current residential address, country of residence, employment status and employer, as well as credit card payment information.
These Terms and Conditions (“Terms”, “Agreement”) govern your use of the Options AI website and mobile application (“Website”) and any Options AI software product or service (collectively, “Services”), including your use of any and all tools, information or content (collectively, “Content”) provided through the Website or Services. These Terms are in addition to any other agreement that may be in place between you and Options AI in relation to a specific Options AI service.
Options AI services are not intended for any persons under the age of 18.
Acceptance of Terms and Conditions
By visiting the Website or using Options AI Services or Content, you are attesting that you have read, understood and agree to be bound by these Terms, including the policies referenced herein. These Terms contain warranties and releases from you and disclaimers of liability from us. Your continued use of the Options AI Website, Services or Content constitutes your ongoing agreement to be bound by these Terms and your acceptance of any revisions to these Terms which may be made by us from time to time and in our sole discretion.
Additional Agreements and Disclosures
These Terms and Conditions are in addition to any other agreements and disclosures made between you and Options AI or our third-party partners. Subscribers to the Options AI subscription service are granted various additional levels of access to the Website and Content and may be governed by additional agreements and disclosures.
The terms of such additional agreements and disclosures are incorporated into these Terms by reference, to the extent that such terms do not conflict with these Terms. In the event of a conflict, the terms of the additional agreement or disclosure shall prevail.
Disclaimer and Limitations of Liability
The Options AI Website and all Services and Content are provided on an “as is” and “as available” basis. Options AI, its subsidiaries, affiliates and third-party providers make no warranty of any kind, express or implied, as to the accuracy, timeliness, completeness, reliability, suitability or usefulness of any Content or the Services provided. You agree to use all Content and Services at your own risk.
You understand and agree that, to the fullest extent permissible by law, Options AI, its subsidiaries, affiliates and third-party providers, and any of their respective , officers, directors or employees shall not be liable for any direct, indirect, incidental, special or consequential damages arising out of or relating to the use or the inability to use the Website, Content or Services, including but not limited to, damages for loss of profits, income, use, data or other intangible damages.
No Recommendations, Investment or Legal Advice
Options AI, its subsidiaries and affiliates do not provide investment, tax or legal advice and do not endorse or recommend the purchase or sale of any particular security or trading strategy.
All Content, including any interactive tool or chart feature, is designed solely to inform and educate users in making their own trading or investment decisions and no part or feature of the Content or Services should be construed as investment advice or as having made a trade recommendation.
You represent that you understand that any trades or trading strategies generated by Options AI interactive tools, charts or other Content, are based solely upon your own inputs and selections and are in no way recommendations by Options AI.
You alone are solely responsible for evaluating the merits and risks associated with the use of any Content or Services, before making any decisions based upon such Content or Services.
You are also solely responsible for determining whether any trade, investment, investment strategy or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance.
Options involve risk, are not suitable for all investors and may expose investors to potentially significant losses. Prior to deciding to invest in options, please review the Characteristics and Risks of Standardized Options.
You agree not to hold Options AI, its subsidiaries, affiliates or third-party providers liable for any possible claim for damages or losses, arising from any investment or trading decision you make, whether or not based upon the Content or from other information made available to you through the Services or Website.
Eligibility Criteria
The Website, Services and Content are intended for persons aged 18 and over only.
Options AI is based and operated within the United States. If you choose to access the Website or use the Services from any location other than the United States, you are fully responsible for compliance with the laws of the jurisdiction from where you access this Website or Services. We make no representations that the Website or the Content is appropriate or permitted for use outside the United States. The availability of the Website over the internet is not a solicitation for or offering of the Services to any person in any jurisdiction where such solicitation or offering is illegal. We reserve the right to limit the availability of the Website to any person, geographic area, or jurisdiction, at any time and in our sole discretion.
Services Requiring User Email
By electing to “Request Access” and by providing a valid email address, you are registering to join the Options AI user application wait-list and are providing your consent for us to contact you in relation to the same.
'Free' Tools Services
The Website may include certain Content, including but not limited to various tools and stock and options data, that may be accessed by users without registration or charge and without providing any personal information. All such content is provided solely for informational and educational purposes only, including to inform users of other Content that forms part of Services only available paid subscribers or brokerage customers.
Free Tools Services should not be used as the basis for making investment decisions or for any other purpose. Such Services may use delayed or static data and Options AI makes no warranty whatsoever as to their accuracy or usefulness.
Newsletter Services
Certain Content, including but not limited to, The Orbit newsletter from Options AI, may require a user to provide a a valid email address. The Orbit, or any other Content, does not contain trade recommendations or investment advice and does not constitute research. All content is intended for educational and information purposes only.
By providing us with an email address and in receiving Services requiring an email address, you provide your express consent to us sending you communications regarding additional Options AI Services.
Subscription Services
Options AI provides access to certain tools and Content through a paid subscription service. Subscribers are required to provide a full legal name, valid email address, phone number, current residential address, country of residence, employment status and employer, as well as credit card payment information in order to access such subscription services. Subscription Services may include a period of ‘free trial’ or complimentary access, prior to an initial payment being required.
Subscription Services Term
The Effective Date of the Subscription Services will be the day on which you click “Start trial” as recorded by our servers, or the date on which you first make a subscription payment, whichever is earlier.
Subscription Services will renew monthly and the first such term shall be referred to as the Initial Term. After the expiration of the Initial Term, the Services will renew for successive periods of equal length (each, a “Renewal Term”). If not specified otherwise, the Initial Term shall be one month and each Renewal Term shall be a term of one month.
In some cases, Options AI will offer a ‘free’ trial period. The trial period may be paid for a fee, or may be free, as indicated on the trial signup page. During the trial, you will be subject to the same Terms set forth in this document as if you were a paid subscriber. During the trial period, you can cancel anytime and disable future automated renewal.
It is your responsibility to manage your subscription.
Subscription Fees and Payment
You are responsible for the payment of all subscription fees and charges, including recurring subscription fees (collectively, “Fees”). Fees are charged no more than five (5) days in advance of the date of the Renewal Term. All Fees must be made in US Dollars with a major credit card. All renewal charges will be automatically charged to such credit card on the due date of the payment.
If you are setup for automatic renewal, you hereby authorize Options AI to automatically charge your payment card for the Fees. If payment is declined by your bank, you hereby authorize Options AI to re-attempt the transaction one or more times until the payment is approved by your bank.
Our obligation to provide the relevant Services is contingent upon your payment of the Fees by the date due (“Due Date”). It is your responsibility to ensure that we receive payment of the Fees. In the event Fees are not paid in a timely manner, in addition to any other remedies available at law, Options AI may, in its sole discretion, immediately suspend or terminate the Services.
Subscription Services are currently priced at $19 per month. Options AI reserves the right to adjust the cost of Services at any time. Options AI shall notify you of any changes to the cost of paid subscription services at least 30 days before such change is to take effect. Any change to paid subscription service pricing will be effective on the renewal date after 30 days following the Options AI provided notification of the price change.
If you are classified as a Professional by a market data provider or exchange, you may be required to pay an Exchange Fee to access data provided by that exchange. This fee is set by the institution providing the data and will be passed on to you through your Options AI subscription or billed directly to you by the exchange, per their billing policy. This fee is in addition to any subscription fees you pay Options AI.
All subscription fee payments and pre-payments are non-refundable.